Authenticate online card payments
instantly. No Passwords. No One-Time
Codes. 3D Secure made easy.
Boost Customer Satisfaction
As many as 33% of shoppers will abandon a transaction when required to enter a 3D Secure password. This makes customers unhappy and reduces Credit Card Lending through e-commerce. Touchtech’s 3DS solution is simple as well as secure and massively reduces cart abandonment.
Touchtech’s ACS was designed with PSD2 in mind. Touchtech’s solution does not rely on passwords that can be forgotten, expensive SMS codes that can be lost in transit or on risk scores that can be faked.
Reduce Operational Costs
Unhappy or confused customers represent a massive cost to banks through Call Centre volumes and Net Promoter Scores. Touchtech’s solution is both secure and frictionless, which makes customers happy, safe and likely to positively evaluate their bank.
Strong Customer Authentication (SCA) for log-in and much more. Mobile or Desktop. Quick. Secure. No more forgotten passwords.
Great User Experience
Customers frequently forget online banking log-in details. With Biometric Strong Customer Authentication (SCA), customers use the technology on their smartphone to authenticate access. This is both more convenient and more secure, as customers are no longer vulnerable to social engineering attacks from fraudsters.
New regulations set new standards for retail banking security. Transfers and other online banking activities now need to be strongly authenticated and failures are closely monitored. Authentication relying on SMS is expensive, cumbersome and subject to attacks such as SIM cloning.
Relieve Contact Centres
As much as 10% of banks' contact centre volumes are linked to forgotten or mistyped passwords. This customer discomfort is also reflected in angry reviews on social media and through negative word of mouth. With Biometric Logins, the burden on banks' contact centres is greatly reduced.
Prove your identity quickly and legally.
for loan agreements and much more.
Boost Digital Transformation
Simple customer agreements such as loans currently take weeks to process and cost a lot. Enabling customers to securely conclude agreements on their own devices is the future of banking, which is both convenient for customers and optimises costs for banks' branch networks.
There are new standards for authenticating electronic transactions. The days of printing, signing, scanning and returning documents are coming to an end. The new framework of Qualified eSignatures backed by a Certificate Authority simultaneously boosts security and improves the whole user experience.
Assist Branch Network
Printing, signing and transporting documents costs many dozens of euro for even simple customer agreements. These activities require manual processing by staff in high-cost locations such as high street branches. With eSignatures, all of this is moved online while customer convenience is also improved.
Simple and Secure Banking Authentication
Touchtech Payments specialises in online authentication for financial institutions. We provide solutions that can be used to authenticate just about anything, from online payments to loan agreements to banking logins. Our focus is combining cutting-edge security with great user experience.